How it works

1. Add your rug to the cart. The estimated monthly figure appears under the price on the product page and again in your cart, so you know before you commit.
2. Choose Affirm at checkout. It sits alongside credit card, PayPal and the express options.
3. Answer a few questions. Affirm asks for a few pieces of information and gives a real-time decision. Checking your eligibility will not affect your credit score.
4. Pay monthly. Affirm shows you the full payment schedule before you agree to it. You pay Affirm directly from then on.

Buying in the showroom

Financing works the same way if you are standing in front of the rug at 3423 Watt Avenue:

1. Tell us which rug you want. We will confirm the exact size and price with you.
2. Open our store on your phone and add that rug to your cart. At checkout choose Pickup — it costs nothing and your rug is already in the building. Prefer that we set it up for you at the counter? Just ask.
3. Choose Affirm to pay, and take the rug home the same day.

Good to know

• Checking does not affect your credit score. Seeing what you qualify for is a soft check. Only proceeding with a loan may involve a further step.
• No hidden fees. You will know exactly what you owe before you commit. There are no hidden costs and no surprises.
• A down payment may be required depending on your purchase amount and the options you are offered.
• Not everyone qualifies. Payment options are subject to an eligibility check, and the terms you are shown depend on your purchase amount.
• Rates vary. 0% APR is available for up to 6 months on qualifying purchases. Across all Affirm loans, rates run from 0–36% APR. The rate you are offered is shown to you before you accept.

Where you will see it

Affirm messaging appears under the price on product pages, in your cart, and as a payment option at checkout. Anywhere you see it, the underlined Learn more link opens Affirm’s own window with their full terms and disclosures — those come straight from Affirm, not from us.

Other ways to pay

If financing is not for you, checkout also accepts Visa, Mastercard, American Express, Discover, PayPal, Venmo, Shop Pay, Apple Pay, Google Pay and Amazon Pay.